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The Hidden Costs of Delaying Social Security


Americans are tired. From job concerns to the overall mental load of trying to do it all, many are ready for a break. A 2025 Empower survey found that Americans would like to retire at age 58 on average and want to have at least $1.06 million in their retirement accounts.

Unfortunately, that's easier said than done. Given that the average 58-year-old has $261,000 put away for retirement, there's quite a gap to fill. For many, the only solution is to work until at least age 70, when they can receive the largest Social Security benefit they're eligible for.

Image source: Getty Images.

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Source Fool.com


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