Simmons First Ups Net Interest Margin

Simmons First National (NASDAQ:SFNC), a regional bank focused on retail and commercial banking services, reported its earnings on July 17, 2025. The big news: Non-GAAP earnings per share reached $0.44, exceeding analyst expectations of $0.39 (non-GAAP). However, revenue came in at $214.2 million, slightly below the $216.66 million consensus forecast (non-GAAP). The quarter showed progress in profitability, margin expansion, and efficiency, but also revealed a continued slow pace of growth and a gradual rise in credit costs. Overall, the quarter was marked by stronger bottom-line performance despite a modest shortfall in revenue and some asset quality pressure.

Source: Analyst estimates for the quarter provided by FactSet.

Simmons First National operates as a regional banking franchise, offering a range of services including checking and savings accounts, consumer loans, commercial lending, and treasury management. It has a branch network covering several states in the southern United States, with a client base ranging from local families to mid-sized businesses. In addition to its core banking business, it also provides wealth management services and payment solutions.

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Source Fool.com