Guild (GHLD) Q2 EPS Jumps 57%
Guild (NYSE:GHLD), a nationwide mortgage lender focused on retail purchase originations and servicing, reported its second quarter 2025 results on August 7, 2025. The company announced non-GAAP earnings per share (EPS) of $0.66 for Q2 2025, a sharp outperformance versus the $0.42 consensus estimate (non-GAAP), while revenue (GAAP) was $279.4 million for Q2 2025, missing GAAP revenue estimates of $301.36 million. Adjusted net income marked its highest result since 2021, and Origination volume rose year-over-year, increasing from $6.5 billion in Q2 2024 to $7.5 billion in Q2 2025, highlighting business momentum. The quarter was a mix of notable profitability improvements—including adjusted EBITDA up almost 60% versus Q1 2025—against a backdrop of revenue pressures and ongoing volatility in mortgage servicing rights valuation. Overall, the period featured robust origination, improved operational efficiency, and a significant special cash dividend, with results set against the upcoming acquisition by Bayview Asset Management.
Source: Analyst estimates provided by FactSet. Management expectations based on management's guidance, as provided in Q1 2025 earnings report.
Guild is a mortgage company specializing in helping homebuyers secure loans, with a strong emphasis on originating new mortgages for people purchasing homes, not just refinancing. It also manages a large portfolio of servicing rights, meaning it collects payments and handles the ongoing administration of many loans it originated or acquired from others. This dual focus—servicing and origination—allows Guild to generate revenue whether rates are rising or falling.
Source Fool.com
