Best Budgeting Tools for Seniors
Despite the many advancements in personal finance technology, I'll admit that I often fall back on my old-school budgeting notebook to figure out where my household stands. In fact, as I write this, my notebook sits less than two feet away. While handwriting our budget feels comforting to me (and forces me to concentrate on what I'm writing), it's my least efficient method of budgeting.
I have two distinct budgets now. One tracks our current spending so I can more accurately gauge how much we'll need in retirement to be comfortable. The other is a post-retirement budget that estimates what our expenses will be then, including healthcare costs and taxes.
While I previously made use of an online and mobile budgeting program that was perfectly sufficient for my day-to-day needs at the time, it didn't have the tools I needed for my retirement planning.
Source Fool.com
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