Why Is It So Hard to Snag the Maximum Social Security Benefit?
Seniors are often warned not to retire on Social Security alone, since those benefits will only replace about 40% of the average worker's wages. But some lucky recipients this year may be in line for a monthly benefit of $4,873. That might be roughly the equivalent of what you're making now with a full-time job.
To be clear, it's really a very small percentage of seniors who end up with $4,873 a month in Social Security. Most beneficiaries don't get anything close to that amount -- and there's a reason for that.
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Source Fool.com
