The 3 "Must-Have" Workplace Benefits

Choosing a job these days isn't just about the work and the salary. Employer benefits are an important consideration in any employment decision, because they can have a huge impact on your life for good or ill. Here are three common workplace benefits that most workers will want to insist on.

Even basic medical care can be staggeringly expensive, and private health insurance policies can cost you four or five figures per year. That's why employer-provided health insurance definitely qualifies as a "must-have" benefit.

Insurance plans come in two basic types: individual coverage and group coverage. With individual coverage, you're the only one covered by that specific plan; group coverage, not surprisingly, includes a group of people in its coverage pool. Group coverage is a lot cheaper because it essentially spreads the health insurance company's risk out over the entire group.

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Source: Fool.com