Social Security: 4 Smart Ways to Get More Benefits
Whether you've saved a little or a lot for retirement, it pays to boost your Social Security income as much as you can. The good news is that it's within your power to give yourself a raise on the Social Security front. Here are four ways to go about it.
Your Social Security benefits are calculated by taking an inflation-adjusted average of your income during your 35 highest-paid years of wages. But if you don't have a full 35-year work history, you'll have a $0 factored in for each year you're missing an income, thereby bringing down that average and lowering your benefits.
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