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Never Worked? Here's Your Chance to Claim Social Security, Anyway


Many people grumble about the fact that they're required to pay Social Security taxes on their income. But those taxes serve a purpose -- funding the program so that it's there for you once you're ready to retire. Furthermore, by earning money and paying Social Security taxes on your income, you make yourself eligible for benefits once your time in the workforce comes to an end.

But even if you never worked and never paid a dime into Social Security, you might still be eligible for benefits from the program. Here's how.

If you're married to someone who's eligible for Social Security benefits, you'll generally be entitled to what are known as spousal benefits. These have special rules that differ from regular benefits. But all told, they offer you an opportunity to collect Social Security, even if you never paid into the program during your lifetime.

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Source Fool.com


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