Live Oak Posts Q2 Revenue Beat

Live Oak Bancshares (NYSE:LOB), a digital-focused bank specializing in small business lending, reported its latest quarterly earnings on July 23, 2025, covering results for Q2 2025. The most notable highlight was the company’s record loan production and deposit growth, which helped lift total revenue (GAAP) to $143.7 million and earnings per share (EPS, GAAP) to $0.51. Both GAAP figures exceeded average analyst estimates, with GAAP revenue beating expectations by $4.5 million and EPS topping by $0.01. Overall, the company maintained strong top-line momentum, improved cost efficiency, and navigated credit challenges, though year-over-year GAAP profits cooled from last year’s unusually high results.

Source: Analyst estimates for the quarter provided by FactSet.

Live Oak Bancshares is a bank holding company primarily focused on providing loans to small businesses across the United States. Its business centers on originating government-backed loans—mainly those guaranteed by the U.S. Small Business Administration (SBA) and the U.S. Department of Agriculture (USDA). The company also gathers nationwide deposits through its digital banking platform.

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Source Fool.com