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Is SoFi Stock a Buy Now?


With a market cap of $33 billion, SoFi Technologies (NASDAQ: SOFI) might fly under the radar, especially at a time when the investment community's attention has gone mainly to companies working within the artificial intelligence (AI) boom. But this digital banking powerhouse should not be overlooked. It's successfully carved out a niche in the financial services industry.

This fintech stock has been a huge winner. The share price has surged 80% in 2025 (as of Dec. 5), and it's up 489% in the last three years. Momentum has definitely been working in the company's favor.

Should investors buy shares in SoFi right now? By looking at the fundamentals and valuation, investors will gain the right perspective to make an informed decision.

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Source Fool.com

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