Citigroup (C) Q2 2025 Earnings Call Transcript
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Citigroup (NYSE:C) management emphasized continued progress toward structural transformation, citing a 10%-11% ROTCE target for next year and describing it as a "waypoint." Capital optimization remains a focus, with strategic commentary on regulatory developments that may enable greater flexibility for buybacks and adjustment of the management buffer, as discussed in the context of Q2 2025. Executives highlighted the rising importance of digital asset offerings and the multi-year impact of efficiency actions -- including stranded cost reductions now down to about $1.2 billion as of Q2 2025 -- while emphasizing the firm’s ability to achieve further productivity through technological advancements such as AI. Segment-level deployment of risk-weighted assets was described as both disciplined and dynamic, reallocating to high-margin areas such as financing and Prime Services, and drawing Capital from low-return segments.
Source Fool.com
Citigroup Inc. Stock
With 45 Buy predictions and not a single Sell prediction Citigroup Inc. is an absolute favorite of our community.
As a result the target price of 100 € shows a slightly positive potential of 4.31% compared to the current price of 95.87 € for Citigroup Inc..


