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Can You Claim Your Personal Social Security Benefit as Well as a Spousal Benefit?


If you're married, you have a few different ways to collect benefits from Social Security. If you worked and are entitled to a monthly benefit of your own, you can claim it based on your wage history. And if you're married to (or divorced from) from someone who's eligible for Social Security, you can collect a spousal benefit once they file for benefits of their own. (If you're divorced, you may be able to get spousal benefits before your ex files.)

You may be wondering if you're allowed to collect both your own personal Social Security benefit as well as a spousal benefit. And the answer is yes, you can. But you can't double dip and collect both benefits at the same time.

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Source Fool.com


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