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Can I File for Medicare Without Social Security?


Medicare provides critical health benefits for millions of seniors 65 and over. Similarly, Social Security serves as a crucial source of income for countless retirees. And though the two often go hand in hand, you actually don't need to file for Social Security in order to receive coverage under Medicare.

Medicare coverage kicks in at age 65, and your initial enrollment period begins three months before the month you turn 65 and ends three months after the month you turn 65. But whether you're retiring at 65 or still working, you're allowed to sign up for Medicare without filing for Social Security simultaneously. In fact, in many cases, it pays to wait on Social Security for several years.

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Source: Fool.com


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