Affinity Bancshares Net Jumps in Q2
Affinity Bancshares (NASDAQ:AFBI), a community bank holding company known for its commercial and dental sector lending, reported its second quarter 2025 earnings on July 25, 2025. The headline news from the release was significant growth in both net income and adjusted (non-GAAP) earnings per share, along with improved efficiency and continued deposit and loan expansion. The period was marked by a jump in net income to $2.2 million and adjusted diluted EPS (non-GAAP) to $0.36, both up sharply from the prior year. No formal analyst estimates were available for the quarter, so results were measured against prior periods rather than consensus targets. The overall quarter showed notable gains in profitability and efficiency, offset by margin pressure and soft noninterest income.
Affinity Bancshares is the bank holding company for Affinity Bank, serving both local Georgia communities and a nationwide base via its digital platform, FitnessBank. Its business centers on commercial lending, with a unique focus on dental and medical office loans, alongside residential and consumer banking services.
In recent years, the company concentrated on growing its specialized loan portfolio and expanding deposit gathering, both locally and online. Key factors for success have included prudent credit underwriting, efficient operations, and a strong reputation in healthcare-related commercial real estate lending.
Source Fool.com
