Assurant Inc. Stock
Pros and Cons of Assurant Inc. in the next few years
Pros
Cons
Performance of Assurant Inc. vs. its peers
| Security | Change(%) | 1w | 1m | 1y | YTD | 3y | 5y |
|---|---|---|---|---|---|---|---|
| Assurant Inc. | 0.160% | 2.941% | 4.344% | 53.125% | 20.098% | 99.187% | 85.606% |
| Brighthouse Financial | 0.920% | -0.909% | -1.802% | 32.282% | -0.909% | 15.957% | 49.725% |
| Kemper Corp | -3.130% | 13.793% | 14.783% | -49.231% | -22.807% | -40.807% | -51.560% |
| Talanx AG | -0.090% | 1.857% | 4.065% | -0.432% | 1.230% | 105.165% | 221.429% |
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The analysis provided is generated by an artificial intelligence system and is provided for informational purposes only. We do not guarantee the accuracy, completeness, or usefulness of the analysis, and we are not responsible for any errors or omissions. Use of the analysis is at your own risk.Assurant, Inc. (AIZ) — FY2025 Annual Report
Assurant closed 2025 in what appears to be a strengthening position, with revenue reaching $12.8 billion and net income of $873 million, both marking new highs across the five-year window. Return on equity held steady near 14.9%, while the company continued to carry a net cash position, with roughly $1.8 billion of cash exceeding its $2.2 billion of debt only modestly. The overall trajectory looks like consistent, moderate growth rather than any dramatic inflection.
Revenue rose about 8% year-over-year, extending an unbroken growth streak, and net income advanced roughly 15% as net margins ticked up to 6.8% from 6.4%. What stands out most is the contrast with the earlier part of the period: the 2021 figures show a net margin of 13.5% and ROE of 25%, followed by a sharp collapse to 2.7% margins in 2022. The recovery since then appears steady, but the multi-year net income CAGR remains negative, suggesting that the current profitability, while improving, has not yet returned to the level seen at the start of the window. Growth appears concentrated in the Global Lifestyle segment, which now represents the bulk of both revenue and total assets, while Global Housing's asset base actually contracted.
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