First Business Financial Services (NASDAQ:FBIZ), a bank holding company focused on commercial businesses, private wealth, and specialty finance, released its earnings results for the second quarter of fiscal 2025 on July 24, 2025. The headline news: EPS (GAAP) reached $1.35, slightly beating expectations of $1.33. Operating revenue (non-GAAP) landed at $41.04 million, up from $37.97 million in Q2 2024, but just shy of the consensus estimate of $41.55 million. The quarter showed steady loan and deposit growth, ongoing strength in private wealth management, and stable margins. However, upticks in non-performing assets and persistent exposure to commercial real estate (CRE) signal developing risks, making asset quality a key focus for coming periods.

Source: Analyst estimates provided by FactSet. Management expectations based on management's guidance, as provided in Q1 2025 earnings report.

First Business Financial Services (NASDAQ:FBIZ) is a regional financial services company specializing in commercial and private banking, with a sharp focus on business lending and private wealth management. Its primary client base includes commercial entities and wealthy individuals, rather than mass-market retail customers. Instead of a traditional branch-heavy approach, it relies on targeted relationship management and expertise in niche banking products.

Continue reading

Source Fool.com