The story of (NASDAQ: PYPL) illustrates why there are no guarantees in the stock market. It practically invented the fintech sector, becoming the largest digital payments company with a huge brand presence and more members than the U.S. population.

However, after years of growth, PayPal has been struggling, and its stock is down 79% from its highs in 2021. Let's see what's happening at PayPal and where it could be a year from now.

PayPal has several products and services that target individuals and business clients. It works with merchants to process payments and offers a large collection of business solutions. Meanwhile, its personal accounts that used to offer peer-to-peer payments now offer a full suite of financial services.

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Source Fool.com