Who doesn't want to earn huge returns from their investments? In fact, I'm sure many people hope that the stocks they own could one day make them millionaires.

With its shares currently trading 79% below its all-time high, a mark that was achieved in July 2021, I'm sure you don't think (NASDAQ: PYPL) can fall into this category right now. However, I believe there are some important reasons to be optimistic over the long term.

Can this top fintech stock turn things around, post strong returns, and turn its investors into millionaires? Here are the key variables you should be thinking about.

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Source Fool.com