Are you looking for a decent membership card with lots of benefits? Then Sam’s Club Credit Card is the right choice for you. 

You can buy the Sam’s Club membership for $45/year and Plus Membership for $100/year. You can also enjoy sign-up bonus rewards and a 0% introductory APR. However, there are a lot of benefits for Sam’s Club Mastercard users.

In this article, we will share every possible detail of Sam’s Club Credit Card and its multiple benefits and usage. All you need to do is to read carefully and keep scrolling down. 

Benefits of Sam’s Club Credit Card

The Sam’s Club credit Card benefits vary according to your account. It also depends on whether you are a business customer or an individual customer. Following are the benefits of Sam’s Club Credit card:

It offers a $30 bonus credit as soon as you open a new account. You can purchase anything with this credit within the first 30 days No annual fee. Sam’s Club Credit card is accepted at all the Walmart locations and all Sam’s Clubs in the United States. It offers 5% cash back on. If you are a Plus member, then you can enjoy 3% cash back on all Sam’s Club purchases, while Club members earn 1% cash back. The average APR rate is 15.4%, or 23.4%.

Not only this, but the customers can increase their benefits by upgrading their membership to Sam’s Plus for an additional $100 per year. The Cash Rewards Program also benefits, wherein cardholders can get $10 for every $500 spent on purchases. 

Online Account Access

You can manage your account online, right from the comfort of your home, to avoid all the hassle. Here is how to access your Sam’s Club Credit Card online:

Sam’s Club Credit Card Login

Here are the steps for Sam’s Club Card Login Online.

Visit the Synchrony website of Sam’s Club Credit card. Enter your User ID and Password.. Now, click on Secure Login. That’s it!

Register Online

If you want to register online for Sam’s Club Credit Card, follow the steps below:

Under the login section, click on I want to Register. Now enter your Card’s Number and Zip Code. Click on the button Continue. Now, verify your account, select a User ID and Password, and that’s it! 

Forgot Password

If you forgot the password for the Sam’s Club Credit card, then follow the steps below:

Under the login section, click on the I forgot my Password. Enter your User ID and Zip Code and click on the Continue button Now select a new password.  After verification, you can log in to your account with the new password. 

Forgot User ID

If you forgot your User ID, then follow these simple steps below:

On the login page, click on the I forgot my User ID option. Enter the necessary details and click on the Continue button. Your User ID will be sent to your mail after verification.

Sam’s Club Credit Card Services

Sam’s Club Credit Card Services include account access, customer service, and more. Customer service is available by phone or email to answer any queries or concerns related to the card.

Sam’s Club Credit Card Bill Pay Phone Number

Here is a guide on how to pay your Sam’s Club Credit Card bill by phone. Just make a call on Sam’s Club synchrony bank credit card phone number: 1-800-964-1917. An automated system will receive your call and guide you through the whole payment procedure for free.

Sam’s Club Credit Card Payment Address

You can mail the payment to Synchrony’s Bank address with a cheque or money along with their remittance slip and send it to the following address:

Synchrony Bank

P.O. Box 960061,

Orlando, FL 32896-0061

Write your account number on your cheque to ensure that your payment is applied to your account. 

Customer Service Hours

Sam’s Club Credit Card services are available 24 hours a day and seven days a week. You can call them anytime for queries or issues about your Sam’s Club Credit Card.

How to Pay Sam’s Club Credit Card?

Online

To pay your credit card bills online, follow the steps mentioned below:

Log in to My Synchrony’s website. Click on the Payments option is on the top of your account dashboard.  Now, click on the Make a Payment option. Enter the amount, date, and account to pay from.  Click on the Submit button to complete the payment..

By Phone

Call1-800-964-1917, and the representative will give all the information related to Sam’s Club Credit Card. Keep your account number and invoice near you to avoid any delays during the call. 

By Mail

Follow the steps below to make payment through mail:

Write a check addressed to Sam’s Club Credit Card. Don’t forget to include your account number on your check. Enclose everything and put stamps on an envelope. Now, mail it to Synchrony Bank/ P.O. Box 960061, Orlando, FL 32896-0061

Make sure to mail the payment 5 to 7 days before the due date so that there are no delays.

How to Avoid Late Fees?

It’s easy to get caught up in the busyness of life and forget about important deadlines, like paying your credit card bill. But if you’re a Sam’s Club Credit Card holder, missing a payment can end up costing you big time in the form of late fees, which is $35-$40.

Fortunately, there are a few simple things you can do to avoid paying late fees on your Sam’s Club Credit Card. 

First, be sure to keep track of when your bill is due each month. You can do this by setting up a calendar reminder or writing the due date down in a notebook. If you think you might forget to pay your bill on time, consider setting up automatic payments from your checking account. That way, you’ll never have to worry about missing a payment and incurring late fees. Finally, if you do happen to miss a payment, be sure to contact Sam’s Club Credit Card customer service right away. They may be able to waive the late fee if you have a good reason for missing the payment.

FAQs

How Do I Cash Out My Sam’s Club Rewards?

Your rewards from Sam’s Club will be automatically added to your account. To redeem your Sam’s Club Cash Rewards, simply take your card to a register in the club and ask the cashier to process your redemption. 

They will ask for your account number and SNN, and then they will provide the cash for you to use however you’d like. You can also redeem your rewards online by logging into your account on SamsClub.com and following the prompts.

What Credit Score Do I Need for a Sam’s Credit Card?

To qualify for a Sam’s Club credit card, you’ll need a credit score of at least 700. This is the minimum credit score required to get approved for any credit card, so if you have a lower score, you’ll need to work on improving it before you can apply.

There are a few different ways to improve your credit score, but the most important thing is to ensure you always pay your bills on time. If you have any outstanding debt, try to pay it off as quickly as possible. And, if you’re planning on applying for any other type of loan in the future, make sure you keep your credit utilization low. 

What Is the Difference Between Sam’s Club Credit Card and Sam’s Club Mastercard?

As a Sam’s Club member, you have the option to choose between the Sam’s Club Credit Card and the Sam’s Club Mastercard. Both cards offer similar benefits, including cashbacks. The biggest difference is that you can use the Sam’s Club Mastercard anywhere, while the Sam’s Club Credit Card can only be used at Walmart stores and Sam’s Club. 

If you prefer to use one card for all of your purchases, the Sam’s Club Mastercard may be a better option for you. However, if you spend most of your money at Sam’s Club or Walmart, the Sam’s Club Credit Card may be a better option since it offers a higher cashback rate on those purchases.

What Bank Does Sam’s Club Use for Their Credit Card?

Sam’s Club credit card is issued by Synchrony Bank. Synchrony Bank is one of the largest issuers of private label credit cards in the United States. They offer a variety of credit cards, including the Sam’s Club Mastercard.

The Sam’s Club Mastercard is a great way to save money on your purchases at Sam’s Club. You’ll earn cash back on every purchase and no annual fees. Plus, you can use your card anywhere Mastercard is accepted.

Can I Use My Sam’s Card at Walmart Gas Station?

The Sam’s Club Private Label Credit Card is not acceptable at Walmart gas stations. But you can use the Sam’s Club MasterCard at Walmart gas stations and Sam’s Club Fuel Centers.

Conclusion

The Sam’s Club Credit card facilitates its customers with several benefits and rewards. It could be an excellent addition to your wallet. The Sam’s Club Credit Card is a great way to finance your shopping trips and get some extra savings. Make sure not to delay the payments and clear them in time so that you won’t be charged a high APR. 

Updated on Jul 30, 2022, 11:43 am

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