Some people start saving for retirement from a young age for one key reason -- they know they want to leave the workforce early, so they do what they can to make that possible. But early retirement has its drawbacks. Not only might you end up having to stretch your nest egg for many years, but you might have to withdraw from your savings aggressively if you retire before you're eligible for Social Security, thereby running the risk of your nest egg running dry.

Plus, there's healthcare to think about. Retiring early often means leaving the workforce before you're eligible for Medicare.

In fact, early retirement comes with so many pitfalls that a lot of people would rather just work until they're old enough to claim their Social Security benefits in full. But even if you're not seeking to retire early, you may want to operate under the assumption that you will. Here's why.

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Source Fool.com