It's been a tough year for bank stocks. Since SVB Financial's Silicon Valley Bank collapsed in March, bank stocks have been under the microscope. Investors are combing through balance sheets to see what banks have problems with their deposits or loan books.

One heavily scrutinized bank is U.S. Bancorp (NYSE: USB). Concerns about the bank center on how much capital it must hold after its acquisition of MUFG Union Bank. Investors recently got some good news from the Federal Reserve on this front. Here's what it is and how U.S. Bancorp will be affected.

Investors have been focusing on U.S. Bancorp's capital ratios amid its acquisition of MUFG Union Bank. Finalized in December, the acquisition significantly expanded its presence on the U.S. West Coast.

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Source Fool.com