"The most important thing for a young man is to establish credit-a reputation and character."
-- John D. Rockefeller
Having a credit record -- and, ideally, a good one -- can make your financial life easier. If you are new to the world of credit and think you'll need a loan one day, you'll want to build a strong credit history. Ways to build solid credit histories include paying bills off promptly many times -- and using secured cards to build credit, too.
Image source: Getty Images.
Source: Fool.com