"If you don't take good care of your credit, then your credit won't take good care of you."
-- Tyler Gregory
Tyler Gregory is right: If you don't use credit responsibly, you will probably pay for it -- in the form of steep interest rates or even rejections from lenders. A healthy credit report, featuring timely payment after timely payment on various accounts, reported to credit bureaus, will result in strong credit scores that can make your financial life easier.
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Source: Fool.com