How To Pay Your NTB Credit Card: Online, Phone Or By Mail

Do you have a NTB Credit Card? If not, you’re missing out on some amazing benefits! You can enjoy exclusive deals and discounts at locations nationwide. Plus, it’s a great way to save money with no annual fee. They offer fast approval and easy online applications.

NTB credit card is issued by Citibank and comes up with an online access facility. With NTB Credit Card, you can manage your finances and card details from the comfort of your home. If you’re looking to manage your NTB credit card account online, you’ve come to the right place.

This guide will show you how to log in and access your account dashboard, where you can view your balance, make payments, and more. Let’s get started!

Benefits of NTB Citibank Credit Card

NTB Credit Card comes up with numerous features, including zero fraud liability.

• You don’t have to pay Cash Advance Fee.
• No annual fee.
• You can get easy financing options with low-interest rates.
• You can use NTB Credit Card not only at NTB and Merchants. It can also be used for Exxon and Mobil Gas Stations. 
• On purchases of 699$ or more, you don’t have to pay interest if paid within 12 months. 
• 0% APR for new cardholders.
• As a NTB credit card holder, you’ll enjoy plenty of perks and benefits that can save you money on your car care needs. For instance, you’ll get 10% off your first service or repair, and $15 off an oil change on your anniversary. Plus, you can get free national tire repair.
• New cardholders can take advantage of a $30 oil change discount. So whether you’re due for some routine maintenance or a more substantial repair, your NTB credit card can help you save.

Note: If you fail to pay your payment in time, you will be charged with a variable purchase APR as high as 28.49%.

Online Account Access

Most people don’t use their store credit cards as much as they should. You might also be one of them. Why? Because using a credit card is quite a daunting task. You must keep an eye on your finances, pay card bills on time, and worry about APR and interest rates. 

NTB Credit Card has an online access facility which makes this daunting task quite easier. You can manage your Credit Card anywhere and anytime with NTB Credit Card’s online access.

Here is how to access your NTB Credit Card online:

• Go to this link to login to your NTB Credit Card account online.
• Enter your Username and Password in the given SIGN-IN dialogue box. 
• Click Continue and you can access and manage your NTB Credit Card online.

NTB Credit Card Login

You can simply go to Citibank’s official account and enter your Username and Password. Click on Sign-On and that’s it. Now, you can easily log in and access your NTB Credit Card Account. If you have already logged in, then you will directly land on the card management page.

Register Online

If you want to register for NTB Credit Card, then follow these steps:

• Enter this URL into your device’s web browser.
• Now, provide the required information such as Name, Primary Cardholder’s SSN, and Phone Number.
• The website will verify your phone number by text message or call.
• Check the “I agree to receive telephone call” checkbox and click Send Code.
• On the following page, Citibank will identify your identity. 
• Then, create your Username and Password. 
• On the last step, click Confirm and that’s it!

Forgot Password

In case you forget your NTB Card bank account password, follow these steps:

• Go to this link.
• Under the login section, click on Reset Password.
• Enter the required credentials such as Name, Card Number, Security Card, and Last 4 digits of SSN.
• Click Verify. 
• Enter a New Password and login into your NTB Card Account with it.

Forgot User ID

If you forget your User ID, follow these instructions to recover it:

• Click on Retrieve User ID to start. 
• Enter the required data such as your Card Number, Name, Security Code, and Last 4 digits of SSN.
• Click on Verify.
• Note down your User ID once you get it. 

NTB Credit Card Services

NTB Credit Card Services is a credit card provider that offers a variety of services to its customers. These services include online account management, balance transfers, and cash back rewards.

NTB Credit Card Bill Pay Phone Number

To make paying your credit card bill even easier, Citibank provides the facility to pay your bill via phone number. Simply call on (888) 867-5658, and a bank representative or automated system will pick up your call. Follow the instructions to pay your bill by phone. 

NTB Credit Card Payment Address

You can also mail your payment with check/money and remittance slip to Citibank. Here’s the mailing address:

NTB Credit Card Payments

P.O. Box 9001006

Louisville, KY 40290-1006

To ensure successful payment, write your NTB card number on the check.

Customer Service Hours

If you have any queries and concerns about NTB Credit Card, you can contact them at (888) 867-5658. Their working hours are: Monday to Friday 9 AM – 8 PM

How to Pay NTB Credit Card?

Online

1. Login to your NTB Credit Card account by entering your username and password.
2. Click on the Make Payments option.
3. Now enter your billing details, including the payment you wish to pay.
4. Reread the payment details and click Continue and that’s it.

By Phone

Paying your NTB credit card by phone is easy and convenient. Simply call the number on the back of your card and follow the automated prompts. You will be asked to provide your account number and zip code, as well as the amount you wish to pay. 

Once you have completed these steps, your payment will be processed and you will receive confirmation. If you have any questions, please call customer service at the number listed on your statement.

By Mail

Follow these simple steps to pay your credit card bill via mail:

1. Gather your credit card statement and a pen or pencil.
2. Find the customer service number for NTB Credit Card on your statement.
3. Call the customer service number and tell the representative that you would like to make a payment by mail.
4. The representative will give you the mailing address for NTB Credit Card Payments.
5. Write a check or money order for the amount you would like to pay, and include your account number on the memo line.
6. Staple your invoice and remittance slip with it.
7. Mail your payment to the address provided by the customer service representative or to NTB Credit Card Payments, P. O. Box 9001006, Louisville KY 40290-1006.
8. Keep your confirmation number or receipt for your records.

Via the Mobile App

1. Open the NTB app and tap on the menu icon.
2. Go to Your Account section.
3. In the Wallets tab, you can select your NTB Credit Card.
4. On the following page, tap on Manage at Citibank.
5. Click on I want to… option and select make a payment from the dropdown list.
6. Now, enter the payment details and the date on which you wish to pay.
7. Click on Submit Payment and you’re done!

How to Avoid Late Fees?

If you’re like most people, you probably have a credit card or two that you use for everyday purchases. And, if you’re like most people, you may occasionally forget to make a payment on time. If this happens, you may be charged a late payment fee by your credit card issuer. 

The only way to avoid late payment fees (up to $40) is to pay a minimum amount each month, so it doesn’t become a hustle at the end of the intro period. If you don’t keep track of payments, you’ll end up with penalty fees. 

Fortunately, there are a few other things you can do to avoid these fees. 

Set Up Auto-Payments

First, be sure to set up automatic payments for your credit card bill. This way, even if you forget to make a payment, it will be made automatically and on time. You can typically set this up online through your credit card issuer’s website.

Track The Deadline

Another way to avoid late payment fees is to keep a close eye on your due date. Make sure you know when your bill is due each month and make a point to pay it before that date. If you can’t remember when your bill is due, you can always find out by calling your credit card issuer or checking their website.

Contact Customer Support

Finally, if you do happen to miss a payment, don’t panic. Most credit card issuers will waive the late payment fee if you contact them and explain your situation. They may also be willing to work with you to set up a payment plan so that you can pay off your balance over time. So, if you do find yourself in this situation, be sure to reach out to your credit card issuer as soon as possible.

Following these tips can help you avoid late payment fees and keep your credit card account in good standing.

FAQs

Does NTB Have a Credit Card?

Yes, NTB does have a credit card! It is a great way to handle surprise costs and make sure you always have the funds you need on hand. With this card, you can enjoy all of the same great benefits as our other cards, including cash back rewards, no annual fee, and a low APR.

What Credit Score Is Needed for an NTB Credit Card?

If you’re looking to apply for an NTB credit card, you’ll need a credit score of at least 640. This is generally considered to be a good credit score, and will give you the best chance of being approved for one of NTB’s cards. 

However, it’s important to keep in mind that NTB may consider other factors beyond your credit score when making a decision on your application. This could include things like your income, employment history, and other debts you may have. 

If you’re not sure what your credit score is, you can get your official FICO score from a site like myFICO. Once you know what credit score is needed for an NTB credit card, you can start the application process online or in-store. Be sure to have all the required information handy, such as your Social Security number and annual income.

Is It Hard to Get an NTB Credit Card?

Getting an NTB credit card is not as difficult as you might think. In fact, it’s pretty easy to get one if you have good credit. However, if your credit isn’t so great, you may have a harder time getting approved for an NTB credit card. 

Applying for an NTB credit card is a simple process, and you can usually get a decision within minutes. If you’re approved, you’ll receive your credit card in the mail within a few days.

If you’re not approved for an NTB credit card, don’t despair. There are plenty of other options out there, and you can always try again later. Just be sure to keep an eye on your credit score so you can improve your chances of being approved next time.

What Gas Station Can I Use My NTB Credit Card?

You can use your NTB credit card at every Exxon or Mobil gas stations. This is great news for anyone who loves the convenience of using a credit card to pay for gas, but doesn’t want to be limited to just one brand. 

With so many stations to choose from, you’re sure to find the perfect place to fill up no matter where you are. You’ll enjoy great savings on gas, and you can also take advantage of special discounts and promotions that are only available to NTB credit card holders. 

So the next time you’re planning a road trip or just need to fill up your tank, remember that you can use your NTB credit card at any Exxon or Mobil gas station. And with great savings on fuel, it’s always a good idea to keep your NTB card handy.

Final Thoughts

If you’re looking for a credit card that offers both convenience and flexibility, then an NTB credit card may be right for you. With an NTB credit card, you can enjoy all the benefits of a major credit card, but with a little interest rate but no annual fees.

You can use your NTB credit card at specific stores and gas stations that are associated with NTB. You can use your card to make purchases online, or in person. You can also get discounts and easy financing from selected retailers with your NTB card.

With no annual fee and various other features, this credit card is quite beneficial for you if you have a credit score of more than 640. 

Updated on Aug 12, 2022, 8:59 am

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