How To Pay Your Mercury Credit Card: Online, Phone or Mail
If you’re a Mercury Credit Card holder and want to pay the bills, keep up with your account login information, as it helps you pay via the mobile app even when you have no credit card.
Mercury credit card allows you to pay interest-free payments with no annual fee. It is the best solution if you want to register in a bank account with a low budget. You also get a cash advance on your Mercury credit card.
In this article, we’ll walk you through the steps of logging in and what to do if you forget your login information.
Benefits of Mercury Credit Card
Mercury offers one of the market’s most comprehensive and affordable credit card options. There are several reasons why you should consider signing up for a Mercury credit card, including:
- One of the most significant advantages of signing up for a Mercury credit card is that there is no annual fee. You can use your card without worrying about hidden costs or fees.
- Mercury offers a 0% intro APR on purchases and balance transfers for the first 15 months your account is open. After that, the standard variable APR will apply. This introductory offer can help you save money on interest charges if you need to carry a balance on your card.
- Mercury credit card charges a minimum balance transfer fee of 4% or 5% out of the total transfer amount, which is lower than most credit cards.
- There is a Mercury’s rewards program for Residential customers. It allows you to earn points for every purchase by paying your bill timely or clearing the mobile app’s challenges. You can then redeem these points for cash back, gift cards, or merchandise. However, Mercury business customers are not eligible to sign up for the rewards program.
- Mercury provides fraud protection services to help keep your account safe. If your card is lost or stolen, you can report it to Mercury, and they will cancel the card and issue you a new one.
- Mercury offers 24/7 customer service support if you have questions or concerns about your account.
Online Account Access
It is not as daunting as it may initially seem to set up online access to your Mercury Credit Card account. It is pretty straightforward once you know where to go and what information you will need to provide.
You can access your Mercury Credit Card account online 24/7. Registering is easy – simply visit their website and enter your details.
- First, you will need to go to the Mercury Credit Card website and click on the Open Account link at the top of the page.
- Next, you must enter your username, email address, and password in the appropriate fields.
- It’ll take you to your account page to view the details.
- That’s all there is to it! Online access to your Mercury Credit Card account is quick and easy.
Mercury Credit Card Login
If you’re a Mercury credit cardholder, you can log in to your account online to manage your account information, make payments, and more. Here’s how to login:
- Visit the Mercury Credit Card website and click on the Login link at the top of the page.
- Enter your username and password in the fields provided.
- Click on the Login button.
- Once you’re logged in, you’ll be able to view your account information, make payments, and more.
Make sure to keep your login information safe and secure to prevent unauthorized access to your account.
Register Online
If you don’t have a Mercury Credit Card account, you can register your card online by following these simple steps.
- Under the sign-in section, you will find “please register.”
- Enter the credit card number and the last four digits of your SSN.
- Enter birth month and year and click on “proceed.”
- Follow the instructions on the screen to complete the registration process.
Forgot Password
You don’t have to worry if you can’t remember your password. Just follow these steps.
- Open the website; under the Sign in section, click on Forgot your password?
- The next step is to enter your user ID or email address.
- Enter the last four digits of your SSN.
- Click on Reset Password.
Forgot User ID
Recovering the user ID gets so simple if you start by the following steps.
- Open the official website of Mercury cards, and hop on to the sign-in section.
- You’ll see Forgot username; click on that.
- A new page will open asking for your credit card number, the last 4 digits of your SSN, and birth date.
- Fill out the details, and you recover your ID.
Mercury Credit Card Services
With Mercury, you’ll get various rewards and discounts that you can use to save money on your everyday purchases. Plus, their customer service is top-notch, so you can ensure you’re getting the best possible service.
Mercury Credit Card Bill Pay Phone Number
To pay your Mercury credit card bill by phone, call the customer service number on the back of your card. You will need to provide your account number and payment information. However, if you don’t have the card, here is the number (866) 686-2158.
Mercury Credit Card Payment Address
If you would like to pay your Mercury credit card bill by mail, send your payment to the following address:
Mercury Credit Card Services
P.O. Box 70168
Philadelphia, PA 19176-0168
Customer Service Hours
Customer service is available 24/7 for your convenience. You can avail of the services at any time you want.
How to Pay Mercury Credit Card?
There are a few different ways that you can pay your Mercury Credit Card bill each month. You can choose the best payment method for you and your financial situation.
Online
The easiest way to pay your Mercury Credit Card bill is online. Follow the steps below.
- Go to https://www.mercurycards.com/cards/#/
- Select make a payment on the top.
- Enter your personal information like birth date and month.
- Enter Account Information such as your credit card number and PIN.
- You can also add social security number instead of your account details; it’s up to you.
- Press Continue to proceed with online payment.
By Phone
You can pay your Mercury Credit Card bill by calling the customer service number 866-686-2158. For international contact, you can use +1-706-494-5025 for payment assistance. However, when you call, you will need to provide your account number and billing zip code.
By Mail
You’ll need to follow the steps below if you pay through mail.
- First, write a paycheck according to the required amount, and don’t forget to mention the bank’s name.
- Attach the invoice for a referral.
- Compile these documents in an envelope, and write your name and the last four digits of your credit card number for correspondence.
- Mail to Mercury Card Services, PO Box 84064, Columbus, GA 31908.
Via the Mobile App
You can pay your bill using the Mercury credit card app. The steps are as follows:
- Open the app and log into your account.
- Tap on the Menu icon in the top left corner of the screen.
- Select Make A Payments.
- Choose your Mercury credit card.
- Enter the one-time passcode for verification.
- Now, enter the amount you wish to pay and tap Submit.
- Review the payment details and tap Confirm to complete the transaction.
That’s all there is to it! You can make a payment on your Mercury Credit Card bill using the mobile app with just a few taps.
How to Avoid Late Fees?
If you’re often late on your credit card fees, make sure you have enough money in your account to cover your payment. This way, you’ll never have to worry about forgetting to make a payment or being late.
The late payment for a Mercury credit card is up to 40$, and try to pay 2-3 days before the due date if you are paying through online payment or mail. It helps to process your payment in time. You can also sign up for Mercury credit card’s autopay program or inform the bank beforehand.
FAQs
Is Mercury Mastercard Hard To Get?
It depends. You’ll likely be approved for the card if you have a good card balance. However, if you have bad credit (below 550), you may not be approved because the mercury master card is invitation-based. Mercury Mastercard is an excellent option for those who want to rebuild their credit or for those who want to earn rewards on their everyday purchases.
Can I Use My Mercury Credit Card At An ATM?
Yes, you can use your Mercury credit card at an ATM. However, you can only avail the cash advance option. Here is how you can do that:
- First, call customer service at 866-686-2158 to get a PIN.
- Insert the card at the ATM, enter the PIN and click on the cash advance option.
- Now, enter the amount you want to withdraw, keeping in mind the limit.
If you need to withdraw more cash than your limit allows, you may need to use a different method, such as a debit card.
What Is The Credit Limit On A Mercury Card?
You can choose monthly limits from your card settings. Setting a monthly limit can be helpful if you need to make an emergency purchase or want to take advantage of a sale. However, remember that using your mercury card too frequently could result in fees or other charges.
Conclusion
Mercury Credit Card Services is a great company offering its customers many benefits. These benefits include a low APR, no annual fee, and a rewards program. The customer service is also excellent, and you can never have any problems with them. It is worth considering if you are looking for a new credit card company.
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