Here's Exactly How to Optimize for the $3,895 Social Security Monthly Max

If you're like most Americans, Social Security is a key part of your retirement strategy. The average monthly benefit for retired workers was $1,558 as of August 2021. That can certainly help make your golden years more comfortable, though it's unlikely to cover all your retirement expenses.

But it's possible to get more than double the average benefit out of Social Security. The maximum benefit for 2021 is $3,895 a month, or $46,740 per year. However, only a small number of people qualify for that amount. Let's explore what you'll need to do if you want to collect the maximum Social Security benefit.

Image source: Getty Images.

Source Fool.com