93% of HSA Holders Are Making This Huge Mistake

There's a good chance healthcare will end up being one of your largest expenses in retirement -- if not your largest expense. And so it's important to save for it accordingly.

You have several options in that regard. You could pad an existing IRA or 401(k) plan, or you could fund a health savings account, or HSA.

The beauty of HSAs is that they offer more tax benefits than IRAs and 401(k)s. With a traditional IRA or 401(k), your contributions go in on a pre-tax basis, but investment gains are taxed eventually, and withdrawals are subject to taxes as well. With an HSA, your contributions are made with pre-tax dollars, and gains in your account are tax-free, as well as withdrawals, provided that money is used for qualified healthcare expenses.

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Source Fool.com