Being able to retire comfortably is a goal many people still have to struggle to attain. And it's easy to see why.

Over the past couple of years especially, inflation has wreaked havoc on consumers' finances, forcing them to scale back their 401(k) and IRA contributions to do things like pay the mortgage and put food on the table. And so it's not surprising to learn that in a recent CNBC survey, 56% of respondents say they're not on track to retire in a comfortable fashion.

Obviously, that news isn't great. But if that's how you feel, here are some steps you can take to change your financial picture and outlook.

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Source Fool.com