It's been a tough year for finance stocks like Capital One Financial (NYSE: COF). Multi-decade high interest rates weigh on banks that have struggled to hold onto deposits, and lenders saw an uptick in delinquencies on their profiles. As a result, investors are showing an aversion to finance stocks.

Since peaking at nearly $178 per share in 2021, Capital One's stock price is down 45%. The sell-off presents an intriguing opportunity for value-focused investors. Here are four things you need to know If you're buying Capital One today.

Capital One Financial provides services, including deposits, loans, insurance, and payment cards to individuals and businesses. With over $469 billion in total assets, Capital One Bank, a subsidiary, is the ninth-largest bank in the U.S. 

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Source Fool.com