4 Reasons Investors Still Need an Emergency Fund

Many people cite staggeringly low interest rates as a reason to skip an emergency fund. Others cite the threat of continuous inflationary pressure. Regardless, it's still a good idea to keep a solid cash reserve on hand for a number of reasons.

Here, we'll look at four reasons investors need an emergency fund.

As of October 2021, the S&P 500 index is up a healthy 16% year-to-date. While it's certainly encouraging to know that we're far off the lows of the 2020 flash-recession, there is no guarantee whatsoever that this performance will continue into the future. 

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Source Fool.com