3 Reasons to Avoid a Roth 401(k) for Your Retirement Savings

More and more employers are offering workers access to a Roth 401(k). And with the passage of the SECURE 2.0 Act at the end of 2022, you may be able to receive your company match in your Roth account as well.

This account offers the potential for a tax-free retirement. You'll pay taxes on any amount contributed to a Roth 401(k), but you won't pay any capital gains tax or income tax on withdrawals in retirement.

That can make the option appealing for many, but maxing out a Roth 401(k) could be detrimental to your wealth. Here are three reasons to avoid a Roth 401(k) for your retirement savings.

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Source Fool.com